Read Below Responses Explained for Students (Easy Guide)

This question focuses on applying theory to practical scenarios.

What This Question Is About

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How to Approach This Question

Focus on explaining concepts clearly and supporting them with examples.

Key Explanation

This topic involves read below responses. A strong answer should include explanation, application, and examples.

Original Question

Read below responses to your classmates. To earn full credit, all posts must be substantive and well written . You must use a citation and reference, APA 7th ed. style, in your initial post and in at least one of your response posts. Ariana, I thought you would be interested in more facts regarding how the insurance industry benefits from our current healthcare system: The United States is the only industrialized country that has the insurance companies as for-profit. How do you think this contributes to the outcomes of expenditures of the US? Read the excerpt from CNN below: “For UnitedHealth, the largest insurer in the U.S., net earnings have surged since 2015, reaching $17.7 billion last year as their business has rapidly expanded into other healthcare sectors. “(Companies are) not bringing down the cost of care and not giving people relief from premiums and out pockets, but enriching their shareholders and their top executives,” said Wendell Potter, president of Business Leaders for Health Care Transformation. The Affordable Care Act includes a rule that insurance companies must spend at least 80% of the money made from premiums on health care costs and improvements. According to Potter, many companies reclassified some of their financial expense items to meet this requirement. The other 20% can go to administration, marketing and profits. Last year, UnitedHealth returned more than $5 billion in dividends to shareholders, and other companies have done the same.” CNN, Feb. 3, 2022; Health insurance companies make record profits as costs soar in US, Live 5 news; https://www.live5news.com/2022/02/03/health-insurance-companies-make-record-profits-costs-soar-us/

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