Ariana Thought Would Assignment Help: How to Answer This Question

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Use appropriate theories and support your answer with clear reasoning.

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Original Question

Ariana, I thought you would be interested in more facts regarding how the insurance industry benefits from our current healthcare system: The United States is the only industrialized country that has the insurance companies as for-profit. How do you think this contributes to the outcomes of expenditures of the US? Read the excerpt from CNN below: “For UnitedHealth, the largest insurer in the U.S., net earnings have surged since 2015, reaching $17.7 billion last year as their business has rapidly expanded into other healthcare sectors. “(Companies are) not bringing down the cost of care and not giving people relief from premiums and out pockets, but enriching their shareholders and their top executives,” said Wendell Potter, president of Business Leaders for Health Care Transformation. The Affordable Care Act includes a rule that insurance companies must spend at least 80% of the money made from premiums on health care costs and improvements. According to Potter, many companies reclassified some of their financial expense items to meet this requirement. The other 20% can go to administration, marketing and profits. Last year, UnitedHealth returned more than $5 billion in dividends to shareholders, and other companies have done the same.” CNN, Feb. 3, 2022; Health insurance companies make record profits as costs soar in US, Live 5 news; https://www.live5news.com/2022/02/03/health-insurance-companies-make-record-profits-costs-soar-us/

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