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Read the excerpt below on a let me know your thoughts. Single Payer Insurance is commonly defined as a single government fine within each state which pays hospital, physicians, and other health care providers, replacing the current multi-payer system of private insurance companies and health plans. Universal healthcare models consist of the Beveridge Model, Bismarck Model, National Health (NHI) Model, and Out-of-Pocket Model. The Beveridge Model is funded through taxes and the government owns and operates most healthcare facilities. The Bismarck Model is funded through employer and employee contributions, and additionally private health insurance companies prove coverage. National Health Insurance (NHI) Model is funded through a government-run insurance program, and private healthcare provider deliver services. Out-of-Pocket Model is when individuals pay for healthcare services directly, and the government may provide subsidies for low-income individuals. After analyzing Single Payer Insurance and the Universal Healthcare Models, the US should move to Single Payer Insurance. This would help to resolve many major problems with Americas healthcare system. Single Payer National Health Insurance would provide access to high quality care for everyone at an affordable price. It would provide coverage for the 44 million Americans that are uninsured. (McCanne, n.d.b) Many Americans cannot afford the out-of-pocket expenses because of deficiencies with their insurance plans. Making preventive and public health services available to everyone would significantly improve the level of health of our entire nation. Furthermore, it would relieve business of administrative hassles and restrictive health care plans. Single Payer Insurance would control health care inflation through constructive mechanisms of cost containment, opposed to controlling costs through impersonal businesses. Other nations spend 6 to 10 percent of their Gross Domestic Product, whereas we spend 14 percent of our GDP. References McCanne, D. R. (n.d.b). Would single payer be good for America?. Would single payer be good for America? | Physicians for a National Health Program. https://www.pnhp.org/publications/would_single_payer_be_good_for_america.php Health Care Systems – four basic models. Health Care Systems – Four Basic Models | Physicians for a National Health Program. (n.d.b). https://www.pnhp.org/single_payer_resources/health_care_systems_four_basic_models.php

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